Just a little over a year ago, my insurance company said they would insure me, but they were charging me 80% more for my premiums because of my weight; I could appeal the rate increase in one year. That was the motivation and the deadline I needed to really work on losing weight. I had lost about 20 pounds before that, but had hit a plateau. It has been a battle between calories consumed and calories burned ever since.
In August I started checking into what I needed to do to have my rates reduced. When I was at the doctor for my regular appointment, I had him sign a statement of my height and weight as of that date. I completed all the necessary application papers, but then waited to mail them until it was more than a year since my passing out episode. I mailed them the beginning of this month. A few days later I received an e-mail asking for an explanation for the claims I had due to the fainting. I thought maybe it sounded good to them that I fainted because I was trying to lose weight--evidence that I really was trying to do what they wanted me to do, wasn't it? I didn't hear any more from them until today.
Today I have reaped one of the rewards of that effort: denying myself food I would have enjoyed, walking miles and miles (wearing out a pair of shoes in the process), and filling out all the forms they requested. When I got the mail today, there was a check from my insurance company. It was a refund for 30% of my premium increase. That gives me about $77 a month for something else. I have already reworked my budget and applied it to a different category that was weak and needy. We shall strengthen the feeble.
This does not end the calorie counting. I am still paying 50% more than I should be for insurance. Once again, I can appeal the rate increase in one year. So I have another goal and another deadline. I hope that a year from now I am at my goal and not paying anything extra. But, right now I want to eat something and not walk an extra three miles to burn it. Anybody for celery sticks? Just wondering . . . Are there celery sticks that taste like chocolate peanut butter ice cream?
1 comment:
Congratulations!
Not sure but maybe a smear of peanut butter on the celery sticks? But make sure you count that bit of protein
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